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This Page Find:
A List of Professional Services Available
Learn more about Royal Lepage Realty Centre
Charities that Jodi and  Bruno Sponsor
DNCL (Do not call list)
Photo Id (FINTRAC)
2009 Predictions for the economy
HOMELIFE Realty Centre changing it's name to ROYAL LePAGE REALTY CENTRE.(Please scroll down)

The following professionals have shown professionalism and dedication for customer service. They have all excelled in their fields. Jodi and Bruno only promote professionals that have proven their commitment to customer service are proud to endorse these professionals. We encourage all of our clients, friends and family to call, e-mail or visit our client’s websites for any services that they offer.

·       Homeproof Inspections, Adam Marzec, Mississauga (647) 224-3390 

·     HouseMaster Home Inspections, Ray Zammit (905) 569-2664

·     Classic Home Inspections, Brent Jeffreys (416) 458-5895

·          Max Rolle , 555 Burnhamthorpe Road, 2nd floor, Toronto      massimo.rolle@bellnet.ca
       (416) 622-8718  (Commercial/Residential Real Estate Law, Trade-marks/patents, estate planning
       and wills).

·        Usman A. Bhatti, 700-77 City Centre Drive, Mississauga,  (905) 848-6100  

·         Shahdad Shimi , 56 Aberfoyle Crescent Suite 840, Etobicoke  
       (416) 622-2162    (Real Estate Law)

·         Rutman & Rutman Professional Corporation ,184 Queen St W,  Brampton, 
      (905) 456-9969    (Real Estate Law)

·         Kania Buttigieg, Anita--173 Queen Street  West, Brampton
      (905) 456-7900   (Family Law) 

 

MORTGAGE FINANCING:

CIBC-Enzo Grisafi
416-562-7607
enzo.grisafi@cibc.com              

CIBC offers to all its new customers FREE: New bank account package for 1 year, order of personal cheques, simple switch of direct deposit and electronic funds transfer, standard size safety deposit box, CIBC Mastercard Petro Points Visa for 1 year, review for a personal line of credit, overdraft protection, and review of your investments and RRSP's ::

Scotiabank-Emily Jackson
416-230-6498
http://mdm.scotiabank.com/ejackson         

For a Free review of your mortgage and investments,"It is worth getting a second opinion from Scotiabank"

Welcome To Canada-For permanent and temporary immigrants new to Canada. Also available for U.S. residents purchasing a vacation home in Canada.

The ScotiaTotal Equity^® Plan-When you need money for home renovations, a child’s education, new car, or just topping up your investments, look to your biggest asset - the equity you have built up in your home. With the Scotia Total Equity Plan, you can take control of all of your borrowing power. 

Self Employed-Special programs available. To qualify must have been in business for two years, good credit.  It’s not necessary to qualify on your income anymore!

Purchase a Second Home-With as little as 5% down, you can purchase a second home for a family member to occupy. Plan is also available for the purchase of a cottage or leisure home.

Purchase Plus Improvements-If you have ound the perfect home, but it needs a few repairs or a little updating, with Purchase Plus Improvements, you can include the cost of your renovations/improvements with your mortgage. One mortgage, one monthly payment with the minimum down payment.

 120-Day Rate Guarantee-Take up to four months to find just the right property for you. From the date of your application, your rate is guaranteed, so if interest rates go up, yours will not. You can house hunt with confidence when you have the peace of mind that comes with Scotiabank’s 120-day rate guarantee. One Year Rate Guarantee when building a new home! 

Dominion Lending Centres Prestige-Ian Perehinec
555 Burnhamthorpe Road, Suite 220, Toronto
416-402-1350
www.ianperehinec.ca  

 

INSURANCE:
 

RBC Insurance:    (800) 769-2526 For all your insurance needs.
(Home, auto, life, etc)
      
State Farm Insurance:   Stacey Sutherland,  Oakville, (905) 339-3276 (FARM) 

Sunlife Financial-Mortgage Insurance

Julie Ash   277 Lakeshore Road E, Suite 401, Oakville, (905) 337-0039 Ext 295
John Johnstone, (905) 337-0039 ext 278 

INVESTMENTS: 
 

Debt Freedom Canada, Rosario Sinicropi, (416) 892-9851,
rsinicropi@debtfreedom.ca, www.debtfreedom.ca

Debt Freedom Canada is a financial-services company dedicated to helping families Eliminate Debt. Build Wealth. Live Life. ™ while providing continuing support as the needs of the families change. By offering middle-income families a customized financial needs analysis, it allows its clients to make better choices in their debt management, income protection, expense control and asset management.

Berkshire Investment, Fernando Salerno, Toronto (416) 953-0868
 

Clarica, Dwight Dorrington, Brampton  (905) 451-6031 Ext 269

   MOVING COMPANIES:

A.C. Moving and Storage, Carmelo or Benito, Mississauga ,  (905) 275-1220 
Dominik The Mover, Toronto (416) 994-2602 


,

HOME IMPROVEMENTS:   

ING's Asphalt Service–Leo Ing - (416) 892-4526 - For all your driveway requirements.

B & M Doors--3170 Ridgeway Drive, Mississauga (905) 569-9133 (Doors of all kinds and garage doors)

Electrician--Richard - (647) 400-0505 - For all your electrical requirements.  

Fisher Environmental Laboratories--(905) 475-7755 - Full range of analytical services (Mould/asbestos samples).

Frontier Real Estate Appraisal Inc--Marco Cupido--(416) 832-0153
 

GCH Waterproofing --Glen (416) 931-4847 - Full waterproofing services for leaky basements.

George Kent Home Improvements--James Mcgrath (416) 303-0865

rodrickmcgrath@rogers.com
 

Mr Handyman (905) 338-7277

Alf Steffler Applances (905) 822-4174 - 1032 Southdown Road, Mississauga - Sales and repair service for, full
range of reconditioned appliances. 
 

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Jodi and Bruno Caldarelli of ROYAL LePAGE/Realty Centre, Brokerage are committed to giving back to the community and participate annual fundraisers for local charities.

Jodi and Bruno Caldarelli are pleased to sponsor:

The forth annual Hazel's Hope 5k Fun Run takes place on Saturday September 20th, 2008.  Jodi and Bruno are proud sponsors for this event. For more information on this charity please CLICK HERE.

The third annual Hazel's Hope 5K Fun Run  and 1K walk which took place on Saturday August 25, 2007! for our third year. Once again Mayor Hazel McCallion joined us in her initiative to raise awareness and resources for AIDS orphans in Tanzania, Africa! Hazel's Hope is an initiative by Mayor Hazel McCallion to invite and encourage the citizens of Mississauga to join together to help the hundreds of thousands of children affected by HIV/AIDS in Tanzania. The 2007 goal is to raise $10,000! To see the people that YOU will be helping with your support, please go the following link. CLICK HERE. If you would like more information or would like to make a donation to this cause please go to: http://www.freshwaterchurch.com/, Phone: (905) 814-5272 Joel Main, Lead Pastor

 

The United Way . Each year we sponsor/adopt families at Christmas time and give children the opportunity to have gifts to open on Christmas Day, who would have gone without. If you would like to donate gifts, or volunteer some of your time or even sponsor a family please CLICK HERE contact Jodi.


 

The Easter Seal’s Campaign. Dedicated towards assisting in sending physically disabled children to summer camps through the Easter Seals camping programs, allowing over 25,000 children with physical disabilities experience the joy of camping in facilities designed specifically for them. Jodi and Bruno participate/sponsor in helping to reach out to assist these wonderful children; and helping them make the impossible possible! If you would more information on this cause, please contact Bruno by CLICKING HERE

 

The Heart and Stroke Foundation  When the volunteers, donors and researchers of the Heart and Stroke Foundation put their hearts into it — they get real results that change lives. For more than 50 years, Canadians have looked to us for breakthrough medical advancements, social change and health education that reduce the risk of heart disease and stroke.
 

The Canadian Cancer Society  By giving a few hours of your time, you could add years to the life of someone living with cancer.

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Our goal is to make the process of buying, selling, or owning a home efficient, enjoyable and rewarding for you. See what our clients have said about our real estate services...Our clients both past, current and future welcome your call.

Thierry Cecilia (416) 720-9850, Richard Brown, Mississauga: (647) 238-8182,
Blair Smith, (647) 880-9263 Jay Kemp (416) 420-5367, Shantelle and Steven Moore (647) 400-6710, 
Kusum Dole (Upon Request), Ame Andrews (647) 746-4009

Dear Bruno, I just want to say a big thank you! As a first time home buyer, it was insightful and cost saving having a knowledgeable real estate agent as you. Thank you for your dedication, patience and having my interests at heart. The way you kept me informed and the 'Final Sale Price' showed your dedication and made it stress free for me. Thank you for the after sale follow up. My family and friends would surely be needing your 'customized agent assistance' in either buying or selling in the near future! Thank you again! Ame Andrews, 

Why am I being asked for photo ID?

FINTRAC REQUIREMENTS Collecting Personal Information Before dealing with individuals when buying, selling or leasing any type of Real Estate. Effective June 23rd, 2008, Real Estate Agents and Brokers must keep a Identification Information Records for every real estate transaction they are involved in.

The Financial Transactions and Reports Analysis Centre of Canada, or FINTRAC, collects, analyzes and discloses financial information and intelligence on suspected money laundering and terrorist financing activities. It was created as part of a Canadian government initiative to fight money laundering and terrorist financing, both domestically and internationally. Businesses and industries who must report to FINTRAC are required to “know their clients” and asking for ID is one way to do that.

Can I see some ID please?The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) requires financial institutions and others covered by the legislation to identify customers who conduct financial transactions such as: depositing funds, purchasing a life insurance policy or buying a money order. The Act also requires them to keep records and identify their clients.

Why do I have to show ID? The business you are dealing with is required by law to ask you for ID. By providing this information when requested, you will ensure that financial institutions and others can meet their legal obligation, and support the fight against money laundering and terrorist financing.

Money laundering Money laundering is the process used to disguise the source of money or assets derived from criminal activity. This illegal activity can include drug trafficking, smuggling, fraud, extortion and corruption. Criminals must launder the profits and proceeds from these crimes to be able to enjoy them. The scope of criminal proceeds is significant—the International Monetary Fund (IMF) estimated that some $500 billion (U.S.) is laundered worldwide each year. Money laundering occurs worldwide, and the techniques used are numerous and can be very sophisticated. Technological advances in e-commerce, the global diversification of financial markets and new financial products provide further opportunities to launder money and obscure the trail leading back to the underlying crime.

Terrorist financing Terrorist financing operates somewhat differently from money laundering but no less  insidiously. While terrorist groups do generate funds from criminal activities such as drug trafficking and arms smuggling, they also frequently obtain revenue through legal means. Supporters of terrorist causes may, for example, raise funds from their local communities by hosting events or membership drives. In addition, some charity or relief organizations may unwittingly become the conduit through which donors contribute funds that may eventually be used to commit a terrorist act. The funds are then routed to the recipient terrorist organizations through both informal networks and the formal financial system. Terrorist activities constitute threats to our country’s safety and security. An effective response involves, among other things, efforts to detect and curtail the flow of money needed to finance such activities.

What tpye of ID do I have to provide? Under the PCMLTFA, you are required to provide valid identification such as a birth certificate, a driver’s license, or similar type of document.

What other information will be required? Under the PCMLTFA, you are required to provide full legal name, address, date of birth, and occupation.

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DO NOT CALL LIST (DNCL)

The Canadian Radio-Television and Telecommunications Commission (CRTC) is responsible for the National Do-Not-Call List (DNCL), which contains the names and telephone numbers of the consumers who do not want to receive unsolicited telephone calls from telemarketers.

Telemarketing is the use of telephony technology (telephone, cellphone, fax, etc.) to make unsolicited telephone calls or send unsolicited messages to consumers for the purpose of solicitation. Solicitation is selling or promoting a product or service, or soliciting money.

The object of the National DNCL is to provide a way for consumers to prevent telemarketers from calling them without consumers having to deal with individual telemarketers and their do-not-call lists. Telemarketers will not be permitted to call any of the numbers on the National Do-Not-Call List (DNCL), unless they already have an existing business relationship with the consumer or individual. (Please see the definition of existing business relationship in the CREA booklet on Page 2)

The federal legislation creating the framework for Canada’s National Do-Not-Call List was passed in 2005. On December 21st, 2007, the CRTC awarded a five-year contract to Bell Canada to operate the National DNCL, and announced the list would be active on September 30th, 2008. The operator is responsible for registering numbers, providing telemarketers with up-to-date versions of the National DNCL, and receiving consumer complaints about telemarketing calls.

Consumers can register up to three different numbers on the list, and have to renew that list every three years. There is no cost for getting onto the list. Telemarketers are required to monitor the National DNCL and remove any numbers they find on it from their calling lists. Telemarketers have to pay for access to the list.

On September 22nd, 2008, Homelife/Realty Centre Corp., became Royal Lepage Realty Centre.

This move was needed to provide our clients with increased customer service. Our address and management stays the same with our ultra modern office at 2150 Hurontario Street, just north of the QEW. What did change are the many different opportuniities and customer service that Royal Lepage can offer including world wide exposure and relocation services.

Royal LePage has been a provider of real estate services since 1913. Our name is recognized Canada-wide as a leader in the industries in which we operate. The Company has emerged from a three year restructuring program with a strong balance sheet and innovative programs.

It all started in 1913 with a man named Albert E. LePage, a Canadian.

Albert LePage revolutionized the real estate industry in the country by being the first agent in Toronto to turn buying and selling homes into an accessible and professional enterprise. He actively sought clients through follow-up inquiries, took buyers from house to house by car and used descriptive ads in newspapers -- all industry standards today. He was also instrumental in establishing the Toronto Real Estate Board which helped raise the standards of the industry. By the time he retired in 1953, Mr. LePage had moved the company beyond the residential market and into home building and the subdivision and sale of estates.

Albert E. LePage began with a vision of what a company with his name on the door (and the words 'For Sale' on a sign) should represent: impeccable professionalism, principled conduct and the highest moral and ethical standards. Today, more than 80 years later, these principles still guide us in everything we do.

Here, at a glance, is how we got where we are today:

• 1955 - 1960 commercial division developed
  • By 1967, A.E. LePage had expanded beyond Toronto and by 1970, beyond Ontario through a series of mergers and acquisitions
    • A series of purchases from 1970 to 1976 gave LePage a residential brokerage presence from British Columbia to Quebec
      • In 1974, the company moved into real estate development with the incorporation of
        Canlea Ltd.
        • In 1984, A.E. LePage and Royal Trust merged their real estate brokerage and fee business, naming the new company Royal LePage
          • In 1987 Royal LePage became a 54% owned division within the Trilon Financial Group
            • Today we are a privately owned company.

            About our Future

            Royal LePage is Canada’s fastest growing real estate franchisor with over 8000 sales representatives and staff in more than 550 offices from coast-to-coast. Recognized as a North American industry leader in technology, Royal LePage is committed to providing its sales force with the tools and training they require to meet the needs of a changing consumer. As our industry continues to change, our commitment to our leadership role and investment in this future grows, and with it the success of our people.

             

            

             

            ROYAL LePAGE REALTY CENTRE, Formerly

            Homelife Realty Centre Corp.,Brokerage

            2150 Hurontario Street, Mississauga, Ontario (905) 279-8300. Each of independantly owned and operated.

             

            A Brief Introduction to Royal Lepage Realty Centre Corp., Brokerage

            * Operated as a very successful independent Broker since 1966.

            * In 1994 Frank Sbrocchi purchased a franchise and founded HomeLife/Realty Centre Corporation Brokerage.

            * Annually we have been in the HomeLife Top 10 Offices in Canada.
            
            * ROYAL LePAGE Realty Centre, Brokerage offers a multicultural team of professionals.
            
            * ROYAL LePAGE Realty Centre, Brokerage efficiently serves Mississauga, Oakville, Brampton, Burlington, Milton and the Greater Toronto Area.
            
            * Our expertise includes both residential and commercial properties.
            
            * We employ the latest technology to deliver the most recent and accurate information.
            
            * Our company offers a total real estate package, including on the premises mortgage services.
            
            * ROYAL LePAGE Realty Centre, Brokerage is a strong supporter of the community agencies dedicated to working with people in need.

            Under Frank Sbrocchi's leadership, the professionals at HomeLife/Realty Centre Corporation Brokerage have contributed to the vitality and success of this company. Each of our agents is firmly committed to:  

            * Addressing the needs of clients through skill, loyalty and confidentiality.
            
            * Providing the most current real estate market information applicable to each individual client.
            
            * Coordinating the efforts of all individuals to ensure a successful transaction for the client.
            
            * Utilizing advanced technology to provide clients with accurate and pertinent marketing information.
            
            * Promoting and maintaining the highest integrity, moral standards and ethical business practices. Our multicultural staff at HomeLife/Realty Centre Corporation Brokerage, reflects the cultural diversity of the community that we serve. Representing many great world cultures and being fluent in several languages, we pride ourselves in our ability to serve our clients in a familiar and comfortable environment.

            About Our Company

            ROYAL LePAGE Realty Centre, Brokerage  is a proud member of the HomeLife international family, an international real estate organization with over 800 offices and over 7,000 real estate professionals worldwide.
            
            ROYAL LePAGE Realty Centre, Brokerage  is a real estate powerhouse earning numerous awards in the real estate industry. In 2001 HomeLife/Realty Centre Corp., Brokerage ranked number 1 in the City of Mississauga for the HomeLife family and number 6 nationwide. In 2002,

             

            ROYAL LePAGE Realty Centre, Brokerage retained its number 1 position in the City of Mississauga within the HomeLife franchise and improved it's nationwide standing to 5th place. In addition HomeLife/Realty Centre Corp., Brokerage was recognized with the prestigious Emerald Club Office Award for finishing number 1 in Canada for gross commission sales in its office size category!

            
            ROYAL LePAGE Realty Centre, Brokerage offers complete real estate services: residential, industrial, commercial and investment; and a full-time in house (no fees) Mortgage Broker. HomeLife/Realty Centre Corp., Brokerage's commitment is to provide superior service with a high degree of integrity to our clients and customers! It is our pledge to adhere to the Higher Standards of our profession in dealing with the public and our fellow realtors.

            ROYAL LePAGE Realty Centre, Brokerage  is a proud Canadian owned company with a varied ethnic composure allowing us to offer services to any community!

            ROYAL LePAGE Realty Centre, Brokerage is also committed to giving back to the community and holds annual fundraisers for local charities.

            

            2009 PREDICTIONS Courtesy of CMHC

             

            GTA Resale Homes Sales in 2009 will drop by 8.5%  (75,000 units vs 82,000 for 2008)

             

            GTA New Listings in 2009 will increase by 1.2% = Moderate

             

            Growth in Resale Home Price in 2009 will increase by 1.8%

             

             

            Wage Growth            Inflation

            2007               2.1%                           2.1%

            2008               4.2%                           2.5%   (Forecasted)

            2009               2.6%                           1.4%   (Forecasted)

             

            Condominiums will remain popular in 2009. Share of High Rise Sales as a Percentage of Total Sales

             

            2000               25%

            2004               33%

            2008               58%

            2009               60%

             

            Number of Rental Condominium Apartments  are Growing*Rising Completions Will Trigger More Listings*

            More Supply in the Condo Market Results in More Moderate Price Growth

             

            REALITY or MYTH?

             

            ‘Home prices likely to drop, economist says’ Globe & Mail, 8 Oct 2008  MYTH

             

            ‘Continuing resilience of Toronto condo market is good news’ National Post , 23 August 2008   REALITY

             

            ‘The local market still looks sound’ The Globe & Mail , 17 Oct 2008  REALITY

             

            ‘Canadian Housing Prices Inflated’ Calgary Herald, 9 September 2008  MYTH