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JODI & BRUNO CALDARELLI THE KEY MOVING YOU IN THE RIGHT DIRECTION Jodi:    (647) 402-SOLD (7653) jodisellshomes@rogers.com Bruno: (416) 618-1220 bcal@rogers.com www.jodiandbruno.com

This Page Find:
A List of Professional Services Available
Learn more about Royal Lepage Realty Centre
Charities that Jodi and  Bruno Sponsor
DNCL (Do not call list)
Photo Id (FINTRAC)
2009 Predictions for the economy
HOMELIFE Realty Centre changing it's name to ROYAL LePAGE REALTY CENTRE.(Please scroll down)

The following professionals have shown professionalism and dedication for customer service. They have all excelled in their fields. Jodi and Bruno only promote professionals that have proven their commitment to customer service are proud to endorse these professionals. We encourage all of our clients, friends and family to call, e-mail or visit our client’s websites for any services that they offer.

·       Homeproof Inspections, Adam Marzec, Mississauga (647) 224-3390 

·     HouseMaster Home Inspections, Ray Zammit (905) 569-2664

·          Max Rolle , 555 Burnhamthorpe Road, 2nd floor, Toronto 
       (416) 622-8718  (Commercial/Residential Real Estate Law, Trade-marks/patents, estate planning/wills)

·        Usman A. Bhatti, 700-77 City Centre Drive, Mississauga, 
       (905) 848-6100   (Business law, banking & finance, taxation, commercial/residential real estate, trade-marks/copyrights, municipal/land use planning & development, construction law, civil/criminal litigation, personal injury litigation, labour/employment law, estate planning, wills/trusts, family law and immigration law).

·         Shahdad Shimi , 555 Burnhamthorpe, Road, Suite 406,  Toronto  
       (416) 622-2162    (Real Estate Law)

·         Rutman & Rutman Professional Corporation ,184 Queen St W,  Brampton, 
      (905) 456-9969    (Real Estate Law)

·         Kania Buttigieg, Anita--173 Queen Street  West, Brampton
      (905) 456-7900   (Family Law) 

MORTGAGE FINANCING:

         Scotiabank:                          Enzo Grisafi, Mississauga,  (416) 562-7607

     Your Mortgage Connection:     Greg Johnston, Mississauga, (416) 204-9144

    Mortgage Intelligence:            Randy DeAngelis, Mississauga, (416) 568-5875

INSURANCE:

RBC Insurance:    Bukky Akin-Johnson, GTA, (905) 625-3241 For all your insurance needs.
(Home, auto, life, etc)
      
State Farm Insurance:   Stacey Sutherland,  Oakville, (905) 339-3276 (FARM) 

Sunlife Financial-Mortgage Insurance 

Julie Ash   277 Lakeshore Road E, Suite 401, Oakville, (905) 337-0039 Ext 295
John Johnstone, (905) 337-0039 ext 278 

INVESTMENTS:

·          Berkshire Investment, Fernando Salerno, Toronto 
      (416) 953-0868

·          Clarica, Dwight Dorrington, Brampton
         (905) 451-6031 Ext 269

   MOVING COMPANIES:

·          A.C. Moving and Storage, Carmelo or Benito, Mississauga ,

      (905) 275-1220

HOME IMPROVEMENTS:

·            Duralock interlock--Joni Bahsous - (416) 996-0897 - For Interlocking walkways and more.

·            ING's Asphalt Service–Leo Ing - (416) 892-4526 - For all your driveway requirements.

·       Electrician--Richard - (647) 400-0505 - For all your electrical requirements.  

·       Fisher Environmental Laboratories--(905) 475-7755 - Full range of analytical services (Mould/asbestos samples).

·       Frontier Real Estate Appraisal Inc--Marco Cupido--(416) 832-0153

·       GCH Waterproofing --Glen (416) 931-4847 - Full waterproofing services for leaky basements.

·       RBD Home Renovations--Richard Brown- (647) 238-8182

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Jodi and Bruno Caldarelli of ROYAL LePAGE/Realty Centre, Brokerage are committed to giving back to the community and participate annual fundraisers for local charities.

Jodi and Bruno Caldarelli are pleased to sponsor:

The forth annual Hazel's Hope 5k Fun Run takes place on Saturday September 20th, 2008.  Jodi and Bruno are proud sponsors for this event. For more information on this charity please CLICK HERE.

The third annual Hazel's Hope 5K Fun Run  and 1K walk which took place on Saturday August 25, 2007! for our third year. Once again Mayor Hazel McCallion joined us in her initiative to raise awareness and resources for AIDS orphans in Tanzania, Africa! Hazel's Hope is an initiative by Mayor Hazel McCallion to invite and encourage the citizens of Mississauga to join together to help the hundreds of thousands of children affected by HIV/AIDS in Tanzania. The 2007 goal is to raise $10,000! To see the people that YOU will be helping with your support, please go the following link. CLICK HERE. If you would like more information or would like to make a donation to this cause please go to: http://www.freshwaterchurch.com/, Phone: (905) 814-5272 Joel Main, Lead Pastor

The United Way . Each year we sponsor/adopt families at Christmas time and give children the opportunity to have gifts to open on Christmas Day, who would have gone without. If you would like to donate gifts, or volunteer some of your time or even sponsor a family please CLICK HERE contact Jodi.

The Easter Seal’s Campaign. Dedicated towards assisting in sending physically disabled children to summer camps through the Easter Seals camping programs, allowing over 25,000 children with physical disabilities experience the joy of camping in facilities designed specifically for them. Jodi and Bruno participate/sponsor in helping to reach out to assist these wonderful children; and helping them make the impossible possible! If you would more information on this cause, please contact Bruno by CLICKING HERE

The Heart and Stroke Foundation  When the volunteers, donors and researchers of the Heart and Stroke Foundation put their hearts into it — they get real results that change lives. For more than 50 years, Canadians have looked to us for breakthrough medical advancements, social change and health education that reduce the risk of heart disease and stroke.

The Canadian Cancer Society  By giving a few hours of your time, you could add years to the life of someone living with cancer.

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Our goal is to make the process of buying, selling, or owning a home efficient, enjoyable and rewarding for you. See what our clients have said about our real estate services...Our clients both past, current and future welcome your call.

Thierry Cecilia (416) 720-9850, Richard Brown, Mississauga: (647) 238-8182,
Blair Smith, (647) 880-9263 Jay Kemp (416) 420-5367, Shantelle and Steven Moore (647) 400-6710,
Semaan Bahsous (647) 298-7870, Kusum Dole (Upon Request), Maya Inchasi (289) 232-2477

Dear Bruno, I just want to say a big thank you! As a first time home buyer, it was insightful and cost saving having a knowledgeable real estate agent as you. Thank you for your dedication, patience and having my interests at heart. The way you kept me informed and the 'Final Sale Price' showed your dedication and made it stress free for me. Thank you for the after sale follow up. My family and friends would surely be needing your 'customized agent assistance' in either buying or selling in the near future! Thank you again! Ame Andrews, February 07, 2007

Why am I being asked for photo ID?

FINTRAC REQUIREMENTS Collecting Personal Information Before dealing with individuals when buying, selling or leasing any type of Real Estate. Effective June 23rd, 2008, Real Estate Agents and Brokers must keep a Identification Information Records for every real estate transaction they are involved in.

The Financial Transactions and Reports Analysis Centre of Canada, or FINTRAC, collects, analyzes and discloses financial information and intelligence on suspected money laundering and terrorist financing activities. It was created as part of a Canadian government initiative to fight money laundering and terrorist financing, both domestically and internationally. Businesses and industries who must report to FINTRAC are required to “know their clients” and asking for ID is one way to do that.

Can I see some ID please?The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) requires financial institutions and others covered by the legislation to identify customers who conduct financial transactions such as: depositing funds, purchasing a life insurance policy or buying a money order. The Act also requires them to keep records and identify their clients.

Why do I have to show ID? The business you are dealing with is required by law to ask you for ID. By providing this information when requested, you will ensure that financial institutions and others can meet their legal obligation, and support the fight against money laundering and terrorist financing.

Money laundering Money laundering is the process used to disguise the source of money or assets derived from criminal activity. This illegal activity can include drug trafficking, smuggling, fraud, extortion and corruption. Criminals must launder the profits and proceeds from these crimes to be able to enjoy them. The scope of criminal proceeds is significant—the International Monetary Fund (IMF) estimated that some $500 billion (U.S.) is laundered worldwide each year. Money laundering occurs worldwide, and the techniques used are numerous and can be very sophisticated. Technological advances in e-commerce, the global diversification of financial markets and new financial products provide further opportunities to launder money and obscure the trail leading back to the underlying crime.

Terrorist financing Terrorist financing operates somewhat differently from money laundering but no less  insidiously. While terrorist groups do generate funds from criminal activities such as drug trafficking and arms smuggling, they also frequently obtain revenue through legal means. Supporters of terrorist causes may, for example, raise funds from their local communities by hosting events or membership drives. In addition, some charity or relief organizations may unwittingly become the conduit through which donors contribute funds that may eventually be used to commit a terrorist act. The funds are then routed to the recipient terrorist organizations through both informal networks and the formal financial system. Terrorist activities constitute threats to our country’s safety and security. An effective response involves, among other things, efforts to detect and curtail the flow of money needed to finance such activities.

What tpye of ID do I have to provide? Under the PCMLTFA, you are required to provide valid identification such as a birth certificate, a driver’s license, or similar type of document.

What other information will be required? Under the PCMLTFA, you are required to provide full legal name, address, date of birth, and occupation.

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DO NOT CALL LIST (DNCL)

The Canadian Radio-Television and Telecommunications Commission (CRTC) is responsible for the National Do-Not-Call List (DNCL), which contains the names and telephone numbers of the consumers who do not want to receive unsolicited telephone calls from telemarketers.

Telemarketing is the use of telephony technology (telephone, cellphone, fax, etc.) to make unsolicited telephone calls or send unsolicited messages to consumers for the purpose of solicitation. Solicitation is selling or promoting a product or service, or soliciting money.

The object of the National DNCL is to provide a way for consumers to prevent telemarketers from calling them without consumers having to deal with individual telemarketers and their do-not-call lists. Telemarketers will not be permitted to call any of the numbers on the National Do-Not-Call List (DNCL), unless they already have an existing business relationship with the consumer or individual. (Please see the definition of existing business relationship in the CREA booklet on Page 2)

The federal legislation creating the framework for Canada’s National Do-Not-Call List was passed in 2005. On December 21st, 2007, the CRTC awarded a five-year contract to Bell Canada to operate the National DNCL, and announced the list would be active on September 30th, 2008. The operator is responsible for registering numbers, providing telemarketers with up-to-date versions of the National DNCL, and receiving consumer complaints about telemarketing calls.

Consumers can register up to three different numbers on the list, and have to renew that list every three years. There is no cost for getting onto the list. Telemarketers are required to monitor the National DNCL and remove any numbers they find on it from their calling lists. Telemarketers have to pay for access to the list.